Credit control team member – cemac hub – douala
Date limite de l'offre: mercredi 2 octobre 2024 06:45de :
UBA Cameroon
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Description du poste
Description
Job title : CREDIT CONTROL TEAM MEMBER – CEMAC HUB
Department : Risk Management
Reporting Line : Team Lead, Credit Control
Location : Douala
Number : 04
Missions / Responsabilités / Activités
Duties and Responsibilities
- Ensuring that approved credits are within the confines of the bank’s policy and regulatory requirements.
- Ensuring that credit approvers comply with the credit signing limits provisions of the credit policy.
- Reviewing all pre-disbursement/collateral conditions to ensure they are in place prior to the availment of facilities or issuance of bonds/guarantees/ISPO.
- Processing deferral/waiver requests and ensuring that approval is duly obtained in lieu of documentation gaps.
- Issuing bonds and guarantees/ISPOs in line with approval.
- Others as may be directed by Management.
- Quality of Credit Review
- Timely and accurate pre-disbursement review of approved loans
- Level of risk awareness created in the Bank via awareness campaigns on credit documentation.
- Compliance with all regulations and with zero tolerance for regulatory infractions and penalties;
- Achieve maximum <3% NPL Ratio
- Zero regulatory/statutory/policy infraction and regulatory penalties. (External Auditors and Regulators’ Exceptions on Credit Risk Mgt related issues)
- Timely rendition of Management reports
- Review of documentation to ensure complete satisfaction of conditions precedent (policy guidelines and regulatory provision)
- Issuance of CACOMS and conveyance of approvals in line with approval terms and condition
- Issuance of Bonds and Guarantees in line with approval conditions
Compétences / Exigences / Qualités
- University first degree
- (BA LAW, LLM, MBA, MSC, MA, ML and/or Professional Qualifications is an advantage)
Competencies: Knowledge
- Knowledge of Credit Risk Management
- Legal Documentation review
- Deep knowledge of the Bank’s Products, Services and Processes
- Familiarity with the current regulatory environment
- Practical knowledge of Credit Analysis and Credit Risk Management
- Extensive knowledge of the bank’s credit policies and
- Sound Knowledge of Central Bank’s policies, regulations and frameworks and their effects on business environment
- Good knowledge of International Financial Reporting Standards
- Excellent interpretation of business needs into operational
- Good Understanding of the relevant Banking Laws and regulation
- Good understanding of the macroeconomic environment
- Conceptual skills
- Analytical skills
- Good Interpersonal and Communication Skills
- Strong attention to Details
- Ability to work under pressure
- Ability to demonstrate initiative
- Strong interpersonal skills
Profil du candidat
Documents de candidature
» Motivation Letter
» Curriculum Vitae
» Curriculum Vitae
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