Job purpose :  Oversee and manage the bank’s enterprise-wide risk management framework. The role involves identifying, assessing, and mitigating risks to ensure the bank operates within its risk appetite while complying with regulatory requirements. 
Key Accountabilities:

• Develop and implement the bank’s enterprise risk management strategy and framework
• Ensure alignment of risk management activities with the overall business strategy
• Identify and evaluate potential risks to the group’s operations, finances, and reputation
• Conduct comprehensive risk assessments and develop risk profiles for various business activities
• Formulate and implement risk mitigation plans and control measures.
• Monitor and report on the effectiveness of risk mitigation strategies
• Develop and update risk management policies and procedures in compliance with regulatory requirements.
• Establish a robust risk monitoring system to track key risk indicators.
• Prepare and present regular risk reports to the executive management and relevant committees
• Foster a culture of risk awareness and accountability within the organization
• Engage with regulatory bodies, external auditors, and other stakeholders on risk-related issues.
• Collaborate with business units and departments to understand their risk profiles and ensure effective communication on risk matters.
• Develop and implement response plans for potential risk events and crises
• Coordinate with relevant teams to manage and mitigate the impact of risk incidents
• Formulates risk management policies
• Responsible for establishing methodologies for risk measurement across the Bank
• Directs group-wide engagement with regulators on internal capital and liquidity adequacy assessments
• Supervises the articulation and reporting of the group-wide recovery and resolutions plan
• Supervises the performance of stress testing and scenario planning
• Make representations to the board on risk measurement issues
• Supervises the model risk management process
• Manage the Expected Credit Loss (ECL) FLI estimation process and provides training and technical support to SBUs
• Oversee the internal capital charge for Operational risk, market risk credit risk, and other pillar 2 risks
• Manage the enterprise-wide risk dashboards for monitoring and reporting on limits
• Responsible for drafting, monitoring, and updating the risk appetite and tolerance limits
• Develop and implement the sovereign risk rating strategy and frameworks
• Develop and implement the Bank’s model risk management frameworks
• Coordinates the conduct of environmental and social risk screening and assessment of credits
• Supervises the conduct of due diligence and drafts action plans for the management of E&S issues
• Ensures on-going compliance with the applicable E&S requirement and action plans on daily basis
• Collaborates with credit support team to prescribe management system for high E&S risk credits/obligors
• Responds to all regulatory requests relating to ESRM across the Bank
• Serve as liaison office for all Development finance partners on E&S related enquiries
• Drives the Group’s partnerships in all E&S-related issues – In line with the IFC,EPs, GRI & NSBP stipulations
• Reports and engages with Central Bank/Regulators BN on E&S-related activities
• Coordinates regular training on ESRM across the Bank
• Formulates, implements, evaluates, and monitors the sustainability strategy of the Group in conjunction with relevant stakeholders (internal & external)
• Drafts and publishes the Group’s annual ESG Reports  
• Conducts green tagging assessment/audit and maintains a database of stranded/potentially stranded assets
• Manages the preparation of the group’s climate change policies
• Oversees the identification, measurement, evaluation, monitoring, control, and reporting of sustainability-related risks and opportunities
• Support and contribute to the calculation of the group’s scope 1,2&3 carbon footprints
• Lead and manage a team of sustainability professionals, providing guidance and support                                                 

KEY PERFORMANCE INDICATORS

• Timely rendition of all regulatory reports
• Timeliness of conducting comprehensive risk assessments
• Effectiveness of risk mitigation plans
• Adherence to regulatory requirements and internal policies
• Frequency and accuracy of risk monitoring reports
• Effectiveness of communication channels for risk reporting
• Training and development initiatives for the team
• Effective collaboration with business units and departments
• Effectiveness of crisis management plans
• Integration of risk considerations in strategic decision-making
• Timely response to deviations from established risk thresholds
• Number of regulatory compliance issues resolved
• Efficiency gains in risk management processes
• Shareholder confidence in the bank’s risk management practices

Minimum of a good bachelor’s degree in a relevant subject, such as natural or social sciences, with relevant second degree and professional certificates as advantage Work ExperienceMinimum of 8 years requisite experience in banking covering enterprise risk management, ESG Financial reporting standards 
Key Competencies:Knowledge

• In-depth knowledge of enterprise risk management principles, regulatory requirements, and best practices.
• Computer literate
• Understand banking operations
• Knowledge of Financial Analysis.
• Risk modeling techniques

 Skills/Competencies/Aptitudes

• Ability to think strategically and demonstrate initiative
• Good analytical skills
• Good interpersonal, listening, and communication skills
• Excellent leadership and team management abilities Organization & coordination
• Prudent budget management

» Niveau d'expérience: Senior
» Années d'expérience: Entre 8 ans et 11 ans
» Niveau Académique Minimum: Licence

» Motivation Letter
» Resume