Recovery officer – cameroun

Non specifié Lieu, Non spécifié, Cameroon
Date limite de l'offre: mercredi 2 octobre 2024 06:45
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Description du poste

Description
Job title : Recovery Officer
Department : Risk Management
Reporting Line : Head of Recovery
Location : Head Office
Missions / Responsabilités / Activités
Job Objectives
  • Monitor & follow up with customers to ensure timeliness & effectiveness in collection of engagements.
  • Investigates and pursues the collection of current and delinquent accounts involving revenues due to the bank
  • Proactive Operational Risk Management with a view to reducing Operational Losses in the Bank and in compliance with the banking policies.
  • Focusing on maximizing the recovery of outstanding debts from former customers using effective negotiation and settlement techniques
 Role & Responsibilities
  • Formulate, implement and review effective recovery strategies to achieve the established recovery targets for the
  • Review delinquent Enterprise loan accounts which are handle by Area Business Office
  • Ensure strict compliance to established guidelines and internal policies and procedures on Non Performing Loans (NPL
  • Formulate, implement and review the process enhancement to improve productivity and work quality
  • Ensure compliance with the Group’s standards and regulatory requirements pertaining to Money Laundering and KYC
  • Continuously identify accounts with potential for recovery and ensure effective recoveries measures are implemented
  • Allocate targets and review performance to manage NPL accounts.
  • Prepare/Review facilities for restructuring/rescheduling and compromised settlement with sound and analytical justification, for approval and implementation
  • Ensure borrowers comply restructured/rescheduled and compromised settlement terms.
  • Coordinates collection activities with other departments and outside agencies and resolves problems in the recovery process; assists in developing and modifying revenue recovery procedures.
  • Obtains information on and locates debtors with delinquent accounts using skip tracing techniques, including credit reports and information from various governmental agencies.
  • Ensure timely liquidation of collector
  • Ensure litigation action progress smoothly without lapses
  • Ensure compliance to bank guidelines/policies in respect of classification of accounts, adequacy of Loss provision, suspension of interest, valuation update of collateral, proper accounting and recognition of recoveries to P&L.
  • Comply with the Bank’s policies/operating procedures on NPL accounts
  • Review all recovery management reports to ensure accuracy and timely submission to management
  • Creation of Risk awareness among employees in the Bank
  • Provision of overall leadership and direction for the Bank
 Key Performance Indicator
  • Timely rendition of risk reports; Consistent collation of data for analysis; Accurate and realistic stress reporting
Compétences / Exigences / Qualités
  • First degree (or equivalent ) in Accounting, Banking & Finance, Economics or related discipline
  • Postgraduate and/or Professional qualifications in accounting e.g. ACA, ACCA, MBA etc
 EXPERIENCE
  • 4 -8 years cognate experience, with at least three (3) years in a Leadership capacity.
 Key Competencies:Knowledge
  • Must clearly embrace and exhibit UBA values
  • Knowledge of Banking Operations
 Skills/Competencies/Aptitudes
  • Quantitative skills
  • Proficiency in Computer Processing
  • Analytical and interrogative skills
  • Good Interpersonal and Communication Skills
  • Supervisory skills
  • Understanding of regions legal system
Profil du candidat
» Niveau d'expérience: Expérimenté
» Années d'expérience: Entre 3 ans et 5 ans
Documents de candidature
» Motivation Letter
» Resume
NOTE: LES ARNAQUEURS SONT DE PLUS EN PLUS ASTUCIEUX! N'envoyez jamais de l'argent à un inconnu au cours d'un recrutement quelle que soit la raison! Et Si vous devriez le faire, que ce soit à vos PROPRES RISQUES!

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